Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,561 4,561 4.56
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,561 Short Term Not Applicable 1,368 3,193

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.12 8.53 7.69 6.77 6.96 6.94
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.57 7.87 7.43 5.53 6.86 6.54
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.45 7.68 7.53 6.41 8.03 8.33
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.39 7.6 7.04 5.6 6.59 6.64
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.35 7.08 6.39 4.68 - 5.92
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.25 7.72 7.3 6.75 6.3 7.6
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.25 7.72 7.3 6.74 6.29 7.34
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.86 7.41 7.0 5.58 7.31 7.84
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.32 7.16 6.59 4.68 - 5.2
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.3 7.62 7.6 5.91 - 6.81
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.17 6.99 6.63 8.09 6.66 7.68
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.06 7.24 6.73 5.07 6.8 5.84
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.91 7.11 7.41 5.48 7.4 6.06
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.5 6.94 6.51 4.96 6.82 7.29
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.22 6.55 6.17 - - 5.44
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.16 7.15 6.69 5.51 7.55 7.88
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.09 6.5 6.61 4.9 6.29 7.46
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.6 5.62 5.39 4.74 - 5.63
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.57 6.74 7.05 5.31 6.94 6.78
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.56 6.51 6.35 5.87 6.12 7.99
Union Dynamic Bond Gr 13-02-2012 1.55 3.99 6.05 6.02 4.25 5.79 6.28
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.47 5.49 5.58 4.11 6.02 6.74
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.41 6.18 5.98 4.58 6.78 7.41